Another thought, ok I heard one of the "talking heads" saying that the tax was basically to keep those people who use the emergency rooms as doctors and then the taxpayer ends up paying for it. Well, what this guy didn't think of is "illegals". Illegals can not legally get a social security card, so they don't usually pay taxes with the exception of sales tax on purchases. How are you going to tax those people for not having insurance if they have no income reported to the IRS? Supposedly this tax is to come out of your income tax return if you can't prove you have paid for insurance.
blairbear17 writes:
I can't wait until all the democrats realize it isn't going to be free and those that pay $600 a month will still have to pay that and if they choose not to or can't afford to, the government will now take it out of their taxes.
In 2014, the exchange comes in that will bring all premiums down. You will have a choice as to which type of policy you want within your budget.
Last night, I was looking at Massachusett's law and they have 9 different policies to choose from. I have friends in Mass, and they love having this insurance program.
As time goes on and people know more about what is in it for them, they will like it more. Eventually, the goal is to make it a single payer system......
TxDeb writes:
There are provisions already being implemented that make no sense. The one that bugs me the most is the cap on Flexible spending accounts. We utilize this extensively. We always had been able to take $5000/year for each of us, meaning my husband could take $5000 a year and I could take up to $5000 a year, this covered co-pays which at times could amount to a lot. Eye Exams, glasses, and at one time over the counter meds were covered. Well now starting with 2013 we can only take up to $2500/per employee. We pay for our own insurance, and this really helped us with the co-pays not to mention it was taken out of our paychecks before taxes.
Senior citizens are already seeing the affect of Obamacare. I see with my parents who more and more are paying out of their pocket because Medicare won't pay, the secondary pays only so much.
I have several friends who claim to be "Liberal" they voted for Obama because they wanted free healthcare. They still believe they are going to get free health care.
You keep talking about senior citizens having to pay more and more out of pocket. I would like all people who are on Medicare to comment on this. I have, in 4 years, paid NOTHING as I have a good supplemental and have kept my Medicare. I remember one time my parent were talked onto Secure Horizens. This was horrible. They paid the doctor visits and some other stuff, but, if you got really sick, they wouldn't pay the bills. We had hell to pay to get them off it and back on Medicare. I have AARP. I don't know what supplemental your parents have that is not paying, but, I suggest you find another one that probably costs more, but, will pick up the balance.
As for your "liberal" friends who thought they would get free healthcare, they are either not doing their homework or are just plain ignorant. It has been all over the news for months that it is "Affordable". Never did they use the term, "free".
You didn't read what I said I said MEDICARE won't pay, supplemental doesn't pay 100% only a portion plus there is a deductible, so if MEDICARE doesn't pay then where does it come from it comes out of their pocket because supplemental insurance does not cover 100% and their are deductibles. MEDICARE is the issue, there have been things they needed to have done that MEDICARE says nope it's not medically necessary, so it's not the doctor, it's not the supplemental it is MEDICARE, so because MEDICARE says it's not medically necessary they have to pick up the difference, if they didn't have some of the things done then there quality of life would be less. So MEDICARE is the issue, not the supplemental. They have a good supplemental but its MEDICARE that's the problem.
What type of things are they not covering? I have a compression sleeve for on arm that swells as a result of taking a lot of lymph nodes out of that underarm when I was diagnosed with breast cancer. That is something that Medicare does not cover, for some reason. But, any other things, such as doctors, proceedures (colonoscopies, endoscopies, etc), there has never been an issue. If people want to use, say, a chiropractor, that probably wouldn't fly, I don't know as I don't use them. But, normal medical stuff they pay for.
blairbear17 writes:
I can't wait until all the democrats realize it isn't going to be free and those that pay $600 a month will still have to pay that and if they choose not to or can't afford to, the government will now take it out of their taxes.
No Democrat EVER thought "Affordable Healthcare" was free!!!!It is just less expensive than you can buy it currently. And, yes, it is going to come out of their taxes. I figured that was going to be the option. There is NO reason for people NOT to have insurance as they get sick and go to the ER and you and I have to pay for them. This is giving them personal responsibility so the rest of us don't have to foot their bills. If you are so upset about welfare, why are you so intent on paying other people's healthcare bills??
No sure who you think you are fooling, but there are a lot of people out there that think it will be free. You still have to pay for the people that don't pay and you will not see your premiums reduced. Oh and there is a provision that if you are overweight you will also pay a higher premium. I'm waiting for the day when this comes back to bite the democrats in the butt.
Allowing insurance companies to sell private insurance across states lines would have decreased some of the skyrocketing costs. There were some things that could have been done besides government run healthcare.
This is private insurance companies who cover people under the Affordable Care Act. The government has asked for insurance companies to pay 80 percent, I believe, for your insurance coverage. So, soon, many people with insurance will be receiving a refund. With the rising cost of insurance, I don't see how anyone could possibly be upset about insurance reform. It boggles my mind.
TxDeb writes:
Another thought, ok I heard one of the "talking heads" saying that the tax was basically to keep those people who use the emergency rooms as doctors and then the taxpayer ends up paying for it. Well, what this guy didn't think of is "illegals". Illegals can not legally get a social security card, so they don't usually pay taxes with the exception of sales tax on purchases. How are you going to tax those people for not having insurance if they have no income reported to the IRS? Supposedly this tax is to come out of your income tax return if you can't prove you have paid for insurance.
Just a thought....
It specifically states it will not cover illegal immigrants. I wish it would, somehow, but the conservatives would be up in arms over it.
TxDeb writes:
There are provisions already being implemented that make no sense. The one that bugs me the most is the cap on Flexible spending accounts. We utilize this extensively. We always had been able to take $5000/year for each of us, meaning my husband could take $5000 a year and I could take up to $5000 a year, this covered co-pays which at times could amount to a lot. Eye Exams, glasses, and at one time over the counter meds were covered. Well now starting with 2013 we can only take up to $2500/per employee. We pay for our own insurance, and this really helped us with the co-pays not to mention it was taken out of our paychecks before taxes.
Senior citizens are already seeing the affect of Obamacare. I see with my parents who more and more are paying out of their pocket because Medicare won't pay, the secondary pays only so much.
I have several friends who claim to be "Liberal" they voted for Obama because they wanted free healthcare. They still believe they are going to get free health care.
You keep talking about senior citizens having to pay more and more out of pocket. I would like all people who are on Medicare to comment on this. I have, in 4 years, paid NOTHING as I have a good supplemental and have kept my Medicare. I remember one time my parent were talked onto Secure Horizens. This was horrible. They paid the doctor visits and some other stuff, but, if you got really sick, they wouldn't pay the bills. We had hell to pay to get them off it and back on Medicare. I have AARP. I don't know what supplemental your parents have that is not paying, but, I suggest you find another one that probably costs more, but, will pick up the balance.
As for your "liberal" friends who thought they would get free healthcare, they are either not doing their homework or are just plain ignorant. It has been all over the news for months that it is "Affordable". Never did they use the term, "free".
You are a privleged democrat on Medicare. Your GOOD supplemental is not what normal poor senior citizens on Medicare experience. My grandma who is 85 and on Medicare making $500 a month in Medicare and also getting another $400 from my grandpa's since he died. She went to the hospital a few months ago and just got a bill for $2500. She was there 5 days. She doesn't have a good supplemental. How is she supposed to pay that bill on $900 a month. I grew up in a poor family, I know first hand how poor people live. You don't have a clue!
I suppose at 85 she does what other people do, just not pay the bill and Medicare has gotten 80 percent of her bill, anyway, so the hospital will right it off. They have a lot of these people, I am sure. Nothing is perfect, but, where would she be without Medicare?
So it is OK to tax us for NOT doing something now. Think of the possibilities.
1 - New tax for NOT checking the maid/lawn crew/etc. is legal (Alien tax?)
2 - New tax for NOT buying healthy food (Fast Food Tax?)
3 - New tax for NOT buying that small fuel effecient car (gas guzzler tax?)
4 - New tax for not paying your taxes, errrr, wait. Crap, I guess the only people who can be taxed are law abiding working tax paying citizens.
That is not how my grandma works. Maybe that's your liberal mentality but even if my grandma pays $25 a month, she will in order to pay off her debt. She might die before its paid off but at least she tried.
No my husband's company will get the refund, it's up to them whether they pass it on to the employees, that's what the law says. And do you think they are going to pass it on? I don't think so.
TxDeb writes:
Another thought, ok I heard one of the "talking heads" saying that the tax was basically to keep those people who use the emergency rooms as doctors and then the taxpayer ends up paying for it. Well, what this guy didn't think of is "illegals". Illegals can not legally get a social security card, so they don't usually pay taxes with the exception of sales tax on purchases. How are you going to tax those people for not having insurance if they have no income reported to the IRS? Supposedly this tax is to come out of your income tax return if you can't prove you have paid for insurance.
Just a thought....
It specifically states it will not cover illegal immigrants. I wish it would, somehow, but the conservatives would be up in arms over it.
Ok my point exactly, they will still go to the ER get free care because you can't ask if they are illegals.
TxDeb writes:
There are provisions already being implemented that make no sense. The one that bugs me the most is the cap on Flexible spending accounts. We utilize this extensively. We always had been able to take $5000/year for each of us, meaning my husband could take $5000 a year and I could take up to $5000 a year, this covered co-pays which at times could amount to a lot. Eye Exams, glasses, and at one time over the counter meds were covered. Well now starting with 2013 we can only take up to $2500/per employee. We pay for our own insurance, and this really helped us with the co-pays not to mention it was taken out of our paychecks before taxes.
Senior citizens are already seeing the affect of Obamacare. I see with my parents who more and more are paying out of their pocket because Medicare won't pay, the secondary pays only so much.
I have several friends who claim to be "Liberal" they voted for Obama because they wanted free healthcare. They still believe they are going to get free health care.
You keep talking about senior citizens having to pay more and more out of pocket. I would like all people who are on Medicare to comment on this. I have, in 4 years, paid NOTHING as I have a good supplemental and have kept my Medicare. I remember one time my parent were talked onto Secure Horizens. This was horrible. They paid the doctor visits and some other stuff, but, if you got really sick, they wouldn't pay the bills. We had hell to pay to get them off it and back on Medicare. I have AARP. I don't know what supplemental your parents have that is not paying, but, I suggest you find another one that probably costs more, but, will pick up the balance.
As for your "liberal" friends who thought they would get free healthcare, they are either not doing their homework or are just plain ignorant. It has been all over the news for months that it is "Affordable". Never did they use the term, "free".
You didn't read what I said I said MEDICARE won't pay, supplemental doesn't pay 100% only a portion plus there is a deductible, so if MEDICARE doesn't pay then where does it come from it comes out of their pocket because supplemental insurance does not cover 100% and their are deductibles. MEDICARE is the issue, there have been things they needed to have done that MEDICARE says nope it's not medically necessary, so it's not the doctor, it's not the supplemental it is MEDICARE, so because MEDICARE says it's not medically necessary they have to pick up the difference, if they didn't have some of the things done then there quality of life would be less. So MEDICARE is the issue, not the supplemental. They have a good supplemental but its MEDICARE that's the problem.
What type of things are they not covering? I have a compression sleeve for on arm that swells as a result of taking a lot of lymph nodes out of that underarm when I was diagnosed with breast cancer. That is something that Medicare does not cover, for some reason. But, any other things, such as doctors, proceedures (colonoscopies, endoscopies, etc), there has never been an issue. If people want to use, say, a chiropractor, that probably wouldn't fly, I don't know as I don't use them. But, normal medical stuff they pay for.
Try surgery for deviated septum and other issues involving the sinuses. They said it was not necessary but her quality of life was diminished until she had it done. Supplemental paid some but she had to cough up quite a bit.
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