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Aetna / Obama care presents problems for several .......

Aetna / Obama care presents problems for several .......

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by: texbuck Active Indicator LED Icon 13 OP 
~ 7 years ago   Aug 16, '16 9:05am  
Aetna / Obama care presents problems for several .......
 
www.usatoday.com/sto ry/money/2016/08/16/ aetna-obamacare-exch anges-affordabl
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sillystring Active Indicator LED Icon 12
~ 7 years ago   Aug 16, '16 9:56am  
Removed by Request
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Frankie Active Indicator LED Icon 8
~ 7 years ago   Aug 16, '16 11:59am  
And, the doctors and facilities get so little compared to what their charges are.
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CompassionateRebel Active Indicator LED Icon 6
~ 7 years ago   Aug 16, '16 4:50pm  
Insurance companies placing profits and bonuses above patient care. What a surprise.
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plymouth Active Indicator LED Icon 7
~ 7 years ago   Aug 16, '16 5:38pm  
It so complicated. I think part of the problem is that we subsidize drug costs for those in other countries. Malpractice insurance is huge. It is a very complicated issue.
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Frankie Active Indicator LED Icon 8
~ 7 years ago   Aug 16, '16 6:14pm  
Insurance companies placing profits and bonuses above patient care.

@CompassionateRebel : They are a business with shareholders who expect them to make profits. When they become a charity, a non-profit, they can behave otherwise.
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CompassionateRebel Active Indicator LED Icon 6
~ 7 years ago   Aug 16, '16 7:49pm  
@Frankie Therein the problem. Greed within the insurance business has demonstrated to be incapable of caring for catastrophic illness. First question in the emergency room: what insurance do you have have?
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Frankie Active Indicator LED Icon 8
~ 7 years ago   Aug 16, '16 9:00pm  
I am not a fan of insurance companies. They love to take in the premiums but are not so easy to work with when a claim is filed. However, they are not a charity. Hospitals and doctors also are not charities. These are businesses and have to follow the business model, staying within budgets, quotas and the like to stay viable. If you want a service, you have to pay. Either you or your provider will be signing the check and the hospitals and doctors will need your name as well as your insurer so they know where to send the bills.
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Makk9 Active Indicator LED Icon 9
~ 7 years ago   Aug 16, '16 9:09pm  
@Frankie Therein the problem. Greed within the insurance business has demonstrated to be incapable of caring for catastrophic illness. First question in the emergency room: what insurance do you have have?

@CompassionateRebel :
 
You feel this way about just about everything. You should admit your true political beliefs. I typed them on here once and got reprimanded for it because it wasn't PC I assume. Your views are defined by social/political science. Why are you so scared to reveal your true politik? You define any type of profit making as greed. You consider any kind of free market based structure as greed. You are against churches. You don't like business people. You love to talk about more taxes and more free stuff for everyone.
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CompassionateRebel Active Indicator LED Icon 6
~ 7 years ago   Aug 16, '16 9:27pm  
@Makk9 Not any type of profit making. Mainly the profit making at the expense of sickness and disease that is the number one cause of bankruptcy filing in the nation. The for profit health care model is a boondoggle that has to go the way of the dinosaurs.
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Frankie Active Indicator LED Icon 8
~ 7 years ago   Aug 16, '16 10:21pm  
@CompassionateRebel If a better way can be found, everyone will be behind it but to say that insurance companies are to blame is baseless.
 
Maybe take on churches that build monuments onto themselves. They, as non-profit money makers/takers, should share. Any re!igion. You pick.
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CecilQ Active Indicator LED Icon 7
~ 7 years ago   Aug 16, '16 10:38pm  
If a better way can be found, everyone will be behind it but to say that insurance companies are to blame is baseless.

@Frankie :
 
I HAVE found the better way. Single payer - - - or if you don't like that - - - a system that combines a health insurance plan and care delivery in a single organization, like Kaiser Permanente. One author compared the cost of purchasing Blue Shield administered insurance to Kaiser Permanente insurance and found that the former was 39.7%(!!!) more expensive.*
 
Stand-alone insurance company coverage as currently practiced raises costs astronomically in return for absolutely nothing (but insurance company profits.)
 
* "Massive political contributions notwithstanding, competition among health systems and pressure to reduce costs will put an end to health insurers as we know them." by Jeffrey Pfeffer (Fortune, October 20, 2014)
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TxDeb Active Indicator LED Icon 6
~ 7 years ago   Aug 17, '16 6:37am  
What isn't addressed here is what the hospitals etc charge. My insurance negotiates costs based on the services provided, I still think what is paid to medical facilities is high. But when I look at what the facilities charge and what our insurance actually pays, I am appalled
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Frankie Active Indicator LED Icon 8
~ 7 years ago   Aug 17, '16 6:38am  
Not being familiar with Kaiser, I checked reviews. Even knowing that people complain more than praise, it is not something I would willingly embrace.
 
Single pay has the issue of being unable to obtain appointments in a timely manner. The military fiasco run by the government provided a look into how that would work for us.
 
As doctors receive less and less compensation for their skills, we shouldn't be surprised when medical schools stand empty.
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CompassionateRebel Active Indicator LED Icon 6
~ 7 years ago   Aug 17, '16 7:17am  
@TxDeb Is a two step dance. The providers keep overcharging because they understand the insurance companies will try to squeeze them. Ultimately, guess who pays the tab? You and me. We are the only develop economy in the world that doesn't guarantee healthcare for all and allows for a third party to make a profit off the misery of its citizenry.
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CompassionateRebel Active Indicator LED Icon 6
~ 7 years ago   Aug 17, '16 7:21am  
@Frankie Save your money because under the profits before care system of ours when not if you need extensive medical care, the insurance honchos and the specialists who cared for you will probably drain your savings while they respectively enjoy their high income and bonuses. Eliminate the middle man. Medicare for all.
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