If a better way can be found, everyone will be behind it but to say that insurance companies are to blame is baseless.
@Frankie :
I HAVE found the better way. Single payer - - - or if you don't like that - - - a system that combines a health insurance plan and care delivery in a single organization, like Kaiser Permanente. One author compared the cost of purchasing Blue Shield administered insurance to Kaiser Permanente insurance and found that the former was 39.7%(!!!) more expensive.*
Stand-alone insurance company coverage as currently practiced raises costs astronomically in return for absolutely nothing (but insurance company profits.)
* "Massive political contributions notwithstanding, competition among health systems and pressure to reduce costs will put an end to health insurers as we know them." by Jeffrey Pfeffer (Fortune, October 20, 2014)